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Figure out your budget before you borrow.

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Specifically, section 1022 calls for the Bureau to consider the potential benefits and costs of a regulation to consumers and covered persons (which in this case would be the providers subject to the proposed rule), including the potential reduction of access by consumers to consumer financial products or services, the impact on depository institutions and credit unions with $10 billion or less in total assets as described in section 1026 of the Dodd-Frank Act, and the impact on consumers in rural areas.

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This means that you may not be able to cover the amount of money you borrow should something happen.

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Borrowers facing debt and credit difficulties should seek professional financial advice.

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