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Below is a list of options for low income loans along with benefits and grants to assist with financial pressures.
Through its outreach, the Bureau is aware that some stakeholders have expressed concern that certain loans that might be considered less risky for consumers would be swept into coverage by virtue of a lien against the consumer's account granted to the depository lender by Federal statute.
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Perhaps one solution is an anonymous whistleblower process.
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For example, although the proposal would require that lenders furnish information only about loans consummated on or after the furnishing obligation takes effect, the Bureau has considered whether it should also require lenders to furnish information concerning loans that are outstanding loans at the time the furnishing obligation takes effect and that satisfy the definition of a covered loan under the rule.