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By focusing on the narrower category, the exemption would apply only to credit card accounts that are subject collectionPublic Law 111-24, 123 Stat.

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The Bureau solicits comment on whether to permit open-end loans to be made under this conditional exemption; whether lenders would choose to make open-end loans under this conditional exemption if permitted to do so; and what the benefit for consumers would be of permitting such loans and what additional conditions then may be appropriate for proposed § 1041.