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Non-Eurozone customers (except Swedish customers) are completely exempt from getting lower international fees, because the regulation only states that international euro withdrawals should be available at the same price as national euro withdrawals (and euro withdrawals are very uncommon in non-Eurozone customers' home countries).
Greece, which owes $359 billion, tops the list.
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Debt can be used to make significant personal investments that enable upward social and economic mobility.