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The Bureau believes that most borrowers are unlikely to take out a loan that they expect to default on, and that the fact that at least one in three sequences end in default strongly suggests that borrowers do not understand how much risk they are exposing themselves to with regard to such negative outcomes as default and loss of their vehicle, having to forgo other major financial obligations or living expenses, or reborrowing in connection with unaffordable loans.

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Its HIV supplemental benefit plan provides financial assistance and health services for employees who contract HIV as a result of work-related exposure.

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President-elect Donald Trump and the Republican-dominated Congress are expected to try to restrain the agency, and to repeal or re-write the Dodd-Frank law that created it.

In the case of Lending Club, it has interest rates that vary from 6.

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