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As discussed in part Market Concerns—Short-Term Loans, consumers who take out payday or short-term vehicle title loans typically have tried and failed to obtain other forms of credit before turning to these loans as a “last resort.

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Your outside scholarship check will be processed by the Financial Aid Office and then forwarded to the Cashiers and Student Accounts Office, where it will be applied to your student bill.

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According to Pew survey data, some 12 million Americans