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That includes laws that protect consumers from high interest rates and regulations that require lenders to clearly disclose the interest rates that Cartwright's legislation would bolster existing protections that make it illegal for enlisted military retirees to transfer or reassign their pensions to another person or a company.
While they may lower your effective interest rate by a few percentage points, debt consolidation loans do nothing to reduce the principal amount of your debt.
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APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No.