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This information is then used to come up with a figure to cover the cost.

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Moreover, the application requirements are simple.

You can have 300% loan-to-value, and still be HARP-eligible.

Accordingly, the Bureau proposes to apply the protections of proposed part 1041 to both categories of loans.

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The Bureau notes that the provisions of proposed § 1041.

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Seidman says authentic lenders also must operate under a bank charter and advises prospective borrowers to look for that information on the lenders' sites.