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Asset: A resource that is controlled by a person because they own it or own an interest in it, and which will give them future economic benefits because of that ownership.
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The Bureau uses the term “default” to refer to borrowers who do not repay their loans, or who repay only after the loan has been charged off by the lender.
Title loans work by using a vehicle such as a car, motorcycle, boat, or truck title as collateral for a loan.
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Generally, both consumers and lenders have an incentive to make and receive regularly scheduled payments on loans.