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In that case, the lender may be able to reasonably project income based on that highest of the three most recent amounts, for the reason that the combination of the initial and additional receipts of consumer net income the lender examines is sufficient to support the lender's projection of net income.

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Typically most payday loan companies can direct deposit into your bank account in one business day(24 hours).

All eight steps to the application process

Because first-time borrowers do not have a credit history, lenders typically take a cautious approach to them.

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If you are a current or former CIBC cardholder, we may approve your application but you will not be eligible for the offer.

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