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The Bureau proposes to find that it takes unreasonable advantage of consumers' inability to protect their interests when a lender attempts to withdraw payment from a consumer's account in connection with a covered loan after the lender's second consecutive attempt has failed due to a lack of sufficient funds, unless the lender obtains the consumer's new and specific authorization to make further withdrawals from the account.

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information about your job, bank account, address, etc.

Some providers with variable rates will cap them, which can help temper some of the risk.

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