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Based on its outreach, the Bureau understands that many lenders making loans the Bureau proposes to cover under this rule that do currently furnish information to consumer reporting agencies do not furnish information about all loans made by a consumer, but only furnish if the borrower is new or returning after an extended absence from the lender's records and then only furnish information concerning the first loan made to the consumer.
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Loan Disclosures:Loan Term: Minimum 60 days, Maximum 365 days for repayment APR: 36% Loan Example: A $100 loan will have $20 in applicable fees if paid back within 60 days