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Sometimes people casually say that the interest rate is the cost of a loan.
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The time it takes to receive your loan after signing an agreement may vary from lender to lender.
The chief executive of the National Credit Providers Association Phil Johns said any unscrupulous players would not last long.
In many cases, borrowers write a (check with a future date) to the lender; if the borrowers don't have enough money in their account by the check's date, their check will bounce.
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QC Holdings' payday loan stores dot that state, but just a year after the law, the president of the company told analysts that installment loans had "taken the place of payday loans" in that state.
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Mario Gabelli said VIAB clearly needs a fix on the balance sheet and said he would've "gone a little further" on the dividend cut.