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When you run scenarios with an even lower interest rate under the new terms, you save even more money.

And while some borrowers did expect long sequences, those borrowers did not in fact actually have unusually long sequences; as Mann notes, “it appears that those who predict long borrowing periods are those most likely to err substantially in their predictions.

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Only the lender can provide the customer with information on loan terms, APR and the consequences of non-payment, late-payment or partial-payment of the loan.

Long-term loans are designed for borrowers looking to make large investments in their business, and shorter-term loans are designed to help business owners with everyday operating costs.

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The industry also has found support from California legislators, including state Sen.

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