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The Automated Clearing House (ACH) is a nationwide computer-based interchange for clearing deposits and payments electronically.
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These agencies of government were being strenuously lobbied to do the very things that would benefit the financial sector and their managers and traders.
Registered systems would also be well-positioned to offer lenders supplemental services, for instance in providing assistance with determining consumers' ability to repay.
ECOA and Regulation B require creditors to notify applicants of adverse actions taken in connection with an application for credit.
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