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To the extent the national consumer report omits information for a required payment, the lender could simply base its projections on the amount and timing stated by the consumer, if any.
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But you might feel more comfortable with a single fixed monthly payment, and a single real date your loan will be paid off.
Secured Loans: These loans are tied to some sort of collateral – such as a car, boat or home – that the financial institution – or lender – holds the power to confiscate and sell should you not be able to pay back your loan.
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A loan for which payment is due on the 15th day of each month also has payments due in substantially equal intervals.
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