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The Bureau understands that some lenders already contact their borrowers through electronic means such as text message and email.
Industry is fraught with irresponsible practices, with a third of firms probed by the Office of Fair Trading recently shutting down since investigation was launched.
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Moreover, theThe first element for a determination of unfairness under section 1031(c) of the Dodd-Frank Act is that the act or practice causes or is likely to cause substantial injury to consumers, 24 7 payday loans.
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