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As discussed more fully below, the Bureau believes a single, broadly-applicable term would help to ensure uniform application of the payments-related consumer protections and reduce complexity in the proposed rule.
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In that case, you do not require a trade-in or down payment.
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Students admitted through the Center for Regional and Continuing Education or Open University, and not regularly admitted to the University, are ineligible;
Keep in mind this really is a short-term obligation that need to be repaid usually within 14 days.
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Although the rule provides a creditor with a degree of flexibility in how it may collect the six elements of an application, a creditor may not refuse any of the pieces of information because it wants further information.
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